Berry Makes Cents

Follow my journey as I pay off my student loan by making money online

Budget Review 8/1-8/15 and Budget for 8/16-8/31

How did I do this period? There were couple of unexpected expenses but after all I managed to stay in budget. Besides going dmv today and paying for my driver license there shouldn’t be any extra expenses.

Budgeted/Actual
saving: 250/250
Retirement: 250/250
Ann taylor card: 180/192 paid off
Chase card: 40/188 paid off
student loan: 500/500
Misc 331/331

Good news, there is no more Ann Taylor or chase card! Was it tough this period? Not so much because knowing that I’m saving for house downpayment, retirement and paying down my student loan makes me feel good.

Here is my budget for 8/16-8/31

Saving: 250
Retirement: 250
Rent: 655
Misc: 415
total: $1,570

As you can see not much going on rest of the month. Rent takes big chunk of my money. Ohh well, I should be grateful at least I can afford it.

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Student Loan

Starting Balance'08: $30,970
Current 9/5/09:
Student loan #1: $7,995 interest:8.2%
Student loan #2: $4,500 interest: 1%
Student loan #3: $9,500 interest 3.9%
Total: $21,995

NetworthIQ

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