Berry Makes Cents

Follow my journey as I pay off my student loan by making money online

Showing posts with label Things Cost Money. Show all posts
Showing posts with label Things Cost Money. Show all posts

Subscriptions

Have you ever made a list of your subscriptions? Unlike many I don’t subscribe magazines. My weaknesses lay on different kind of subscriptions. Honestly, for my magazine needs I go to Borders and spend few hours every month flipping enough magazine pages.
Here is my list;

Myfico.com annual fee I think it was $80. Every time there is any change on my credit report, they email me. I like this subscription because it provides me peace of mind.

Cable, phone, internet $79 monthly. annual: $948 while this one is necessary not really negotiable in my book

Envy Massage
$59 monthly. Annual:$708 I know this is luxury item. But it feels really good when I get an hour massage once a month

Netflix $10 monthly. Annual cost: $120 I never rent a movie just simply order from Netflix. This service is the best thing ever. I rarely go to a movie theater to watch any new releases.

24 Hours Fitness
$199 annual Next year I am not planning to sign up again because now I have a swimming pool and a weight bench with enough dumbbells in my backyard so no need for gym membership. For cardio I am planning to run with my dog instead of treadmill.

Cell phone Tmobile average $50 per month annual $600

That’s it! Wow a lot huh? Annual total $2,655 . Next year I am not going to have gym membership which will bring down my annual subscription cost to $2,456. However, having said that nexy year I’d like to add some subscriptions related to my profession and I’d like to start horseback riding lessons once a week monthly $225 which seems not possible with my take home paycheck at the moment...

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Student Loan

Starting Balance'08: $30,970
Current 9/5/09:
Student loan #1: $7,995 interest:8.2%
Student loan #2: $4,500 interest: 1%
Student loan #3: $9,500 interest 3.9%
Total: $21,995

NetworthIQ

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