Berry Makes Cents

When I look at other PF blogs, their budgets look more sophisticated than mine. I mean they are long and every penny has a place to go. I, on the other hand, plan my budget in a way that every $ has a place to go not “penny”. This works for me. Less pressure more freedom. However when I see other budgets, I sometimes still feel intimated. Anyways, here is my overview for last 2 weeks and budget for next two weeks.

Saving: 250/250

Have you ever made a list of your subscriptions? Unlike many I don’t subscribe magazines. My weaknesses lay on different kind of subscriptions. Honestly, for my magazine needs I go to Borders and spend few hours every month flipping enough magazine pages.

Here is my list;

Myfico.com annual fee I think it was $80. Every time there is any change on my credit report, they email me. I like this subscription because it provides me peace of mind.

Cable, phone, internet $79 monthly. annual: $948 while this one is necessary not really negotiable in my book

Envy Massage $59 monthly. Annual:$708 I know this is luxury item. But it feels really good when I get an hour massage once a month

Netflix $10 monthly. Annual cost: $120 I never rent a movie just simply order from Netflix. This service is the best thing ever. I rarely go to a movie theater to watch any new releases.

24 Hours Fitness $199 annual Next year I am not planning to sign up again because now I have a swimming pool and a weight bench with enough dumbbells in my backyard so no need for gym membership. For cardio I am planning to run with my dog instead of treadmill.

Cell phone Tmobile average $50 per month annual $600

That’s it! Wow a lot huh? Annual total $2,655 . Next year I am not going to have gym membership which will bring down my annual subscription cost to $2,456. However, having said that nexy year I’d like to add some subscriptions related to my profession and I’d like to start horseback riding lessons once a week monthly $225 which seems not possible with my take home paycheck at the moment...

This Saturday my friend is having a birthday party. Luckily it is in her place which means no spending $20-30 on restaurant food. Instead I am planning either make something or buy something from Ralphs. Perhaps wine? As far as birthday present goes, I haven’t decided what to get her yet. I’ll probably go TJ max and pick something. Maybe a girly painted wine glass?
Other than that I am going to study whole Saturday and Sunday. I am planning to work out and hang out by pool. Here is my misc. to do list I need to get done;
· I need to find a place to store an extra mattress in my room./Done
· Organize my walking closet and get rid of extra dresser/Done
· Work out both Saturday and Sunday /Done
· Finish Reading chapter 2-3 /Done
· Finish the scarf I started knitting 2 months ago! I actually wanted to finish by now so I could’ve given it to my friend as a birthday present but seems like I’m not going to be able to complete it. Well, I need to finish it this weekend anyways because 1- I am tired of seeing it 2- it should be ready to be given as a present. Half done
· Look into Swagbucks to see if I can make any money half done